NON-STANDARD AUTO INSURANCE

Coverage for drivers who may have difficulty obtaining traditional policies

LIABILITY PROTECTION

$30,000 Bodily Injury per person / $60,000 per Accident / $25,000 Property Damage

State-required minimum coverage to protect you on the road

ADDITIONAL COVERAGE OPTIONS

Comprehensive & Collision

Deductible options: $250, $500, $750, $1,000

Uninsured/Underinsured Motorist

Protection when the other driver has no insurance or insufficient coverage

Personal Injury Protection (PIP)

$2,500 coverage for medical expenses

Medical Payment Coverage

$500 or $1,000 options available

Rental Reimbursement

$20-$40 daily / $600-$1,200 maximum

Towing Assistance

$40-$75 coverage

ELIGIBILITY & REQUIREMENTS

Driver Types We Serve

  • Texas licensed drivers
  • Suspended license holders with SR-22
  • Valid ID/passport holders
  • International and matricula documentation accepted

Vehicle Specifications

  • Up to 50 years old for liability-only coverage
  • Up to 20 years for comprehensive/collision coverage
  • Maximum 1-ton weight
  • Vehicle ACV capped at $50,000; cost-new limit $80,000

POLICY & PAYMENT TERMS

Policy Duration: 6 months

Payment Options

  • Down payment with installments
  • Electronic funds transfer
  • Lump-sum payment